A type of insurance everyone needs and typically wants but too often one never gets around to purchasing it until its too late. Ever been to funeral and wonder what the spouse is going to do now that the main bread winner has passed? Did he or she have life insurance? How will they pay for this funeral? What about the kids? As my dad used to always say, "the road to hell is paved with good intentions". Here is an option to quickly pick up some life insurance (although you should talk with a life expert in my humble opinion); most auto and home companies sell life insurance now and alot of times you can pick up 50,000 - 100,000 (you can get higher limits) worth of term coverage for almost nothing because of the discounts they put on your home and auto...it nearly and in some cases does pay for the life insurance portion. So check with your agent and see how simple it can be to help us, help you, "cover your assets"!